Vital Home is an agency of Enterprise Insurance which has being in operation for over 100 years. Enterprise is a solid insurance company at your advantage. All product are adhere as stated in the policy. The core values of Enterprise Insurance define the uniwues among it competitors. Enterprise Insurance : your advantage
Fire Insurance
MOTOR INSURANCE
Motor Insurance Policy
Under Motor Insurance we have the following covers:
Third Party only, Third Party Fire & Theft, and Comprehensive
Third Party only
The policy indemnifies you and any permitted driver in respect of your legal liability to third parties for death and bodily injury as well as claims for damage to other persons' property. The minimum limit for third party property damage at present is GH¢2000, However this can be increased at your request. Bodily injury is unlimited.
Third party, Fire and Theft
In addition to the Third Party cover described above, this policy covers your vehicle against the risks of fire and theft.
Comprehensive
The comprehensive policy will cover all of the risks described above, in addition to accidental damage to your vehicle. What is more, you now have the option of getting your comprehensive motor claim paid in three days. Just sign up.
BURGLARY (BUSINESS PREMISES) POLICY
Our Burglary policy covers stock - in - trade, fixtures and similar property against theft involving entry or exit from the premises by forcible and violent means. Damage to the premises liable to be borne by the insured as a result of such theft or attempted theft is also covered by the policy.
FIRE INSURANCE
Fire Insurance Policy
Our Standard Fire Policy covers you against loss by Fire, Lightning and Explosion (arising out of domestic use of gas or a boiler)
This Standard cover can be extended to indemnify you against loss or damage to your property caused by any of the following perils;
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Earthquake
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Windstorm
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Flood
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Explosion
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Riot
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Strike
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Civil Commotion
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Bursting or overflowing of water tanks, pressured equipment or pipes
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Malicious Damage
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Impact by road vehicles, animals or Aircraft and other aerial devices or articles dropped there from
TRAVEL INSURANCE
This product is designed for anyone intending to travel outside the borders of Ghana. It provides the following benefits: Medical expenses arising from an illness(es), bodily injury and or hospitalisation costs up to 30,000 Euros, Repatriation to Ghana after treatment, Repatriation of policyholder's corpse or ashes to Ghana, Repatriation of child(ren) of policyholder under 16years insured under the same policy, Baggage loss/delay, Personal Accident
HOUSE PROTECTION POLICY
This is a packaged policy specially designed for your home. It covers a myriad of perils including Fire, Lightning, Explosion, Earthquake, Riot and Strike, burglary (including armed robbery), Civil Commotion, Impact, Tornado or Windstorm, Flood, Malicious Acts, Burst Pipe, Theft and many more.
Besides all the above, it provides cover for the cost of alternative accommodation or rent, when your home is rendered uninhabitable as a result of the occurrence of an insured peril.
It also pays for your legal liabilities to domestic staff or third parties, in addition to a Personal Accident Cover for yourself and other dependants.
This is truly a packed policy to ensure that your property and dependants are well covered